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The proliferation of internet economies has given the corporate world manifold advantages to businesses, as they can now incorporate the latest innovations into their operations, thereby enhancing ease of doing business. For instance, financial institutions have leveraged credit card usage on the aforesaid proliferation. However, this exposes clients to cybercrime, as fraudsters always find ways…

Predicting the credit card default is important to the bank and other lenders. The credit default risk directly affects the interest charged to the borrower and the business decision of the lenders. However, very little research about this problem used the Generalized Linear Model (GLM). In this paper, we apply the GLM to predict the…

From the collection of supervised machine learning technique, an ensemble procedure is used in Random Forest. In the arena of Data mining, there is an excellent claim for machine learning techniques. Random Forest has tremendous latent of becoming a widespread technique for forthcoming classifiers as its performance has been found analogous with ensemble techniques bagging…