E-Money mobile payments, also called digital money, are electronic payments, payment transactions using an Internet network integrated with NFC-enabled smartphones and prepaid cards. In Indonesia not only banks that issue e-money products, telecom operators from Telkomsel also issued an e-money product called T-cash. T-cash is a new innovation of electronic money presented by Telkomsel. The…

This article presented an overview of the evolution of China’s internet financial industry, emphasizing the critical importance of fintech, a novel economic sector improving the efficiency of financial services through innovative technology applications. The systems referred to encompass those technologies, applications, and tools that enhance the efficiency and accessibility of financial services. The historical trajectory…