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This paper is an extension of previous research that has been done on factors affecting digital payment adoption in the UAE. This study focuses on analyzing which relevant demographic factors affect new e-payment technologies, mainly in the smart city Dubai, with more complexities and dynamics of variables that affect users’ behavior toward adopting new technologies.…

Sustainable urban development and utilization of Internet of Things (IoT) technology is driving cities globally to evolve into Smart Cities (SC). The power of IoT services and applications will enable public agencies to provide personalized services to the citizens and inevitably improves their much-needed quality of life. However, although the use of IoT technology proves…

The emergence of new digital payment technologies has introduced both opportunities and challenges across all industries. This research aims to examine the significant factors that influence the adoption of new e-payment technologies, specifically in smart cities, as in Dubai. A comprehensive theoretical framework based on several previous studies included the following factors; Perceived Usefulness, Perceived…

The adoption and diffusion of mobile applications (mobile apps) has become the base of modern activities in Africa owing to the services and values that are obtained through mobile apps innovations. More emphasis has been on the development of mobile apps whereas the adoption and diffusion process as well as their predictors are ignored or…

The pressing and most urgent challenge for most of the Posts in Southern Africa is to transit from its historical reputation of being a snail-paced, inefficient, loss-making and ineffective service provider to an agile, innovative, solution-driven and highly competitive service provider that strive for excellence. In this context, adoption, and diffusion of technology and digital…

Mobile wallet is an application that allows users to make online payments using their mobile phones. In the context of an outbreak of COVID-19 epidemic in Vietnam and the world, mobile wallets are considered having many opportunities to change people’s cash spending habits. The current study assesses the factors impact on the intention to use…

Technology is advancing faster today than ever before with evidence of its impact in all facets of our lives. With the spread of the novel COVID-19 pandemic across the world, schools were closed as part of lockdown measures to contain the virus thereby disrupting academic curricula. Academic institutions leveraged ICTs to virtually engage students and…

The document describes the advancement of technology in commercial negotiations and functionality for various electronic transactions in Ecuador, with the aim of analyzing the blockchain and its adoption in managing e-commerce. The quantitative approach with a deductive and descriptive method has been used to identify the benefits in transactional activities and data security, both customers…

Identity and Access Management (IAM) and Single Sign on (SSO) are two security concepts that are related to each other. IAM governs the user access in an organization whereas SSO facilitates the user by authenticating to one centralized application and not having to re-authenticate when trying to access other applications. This paper addresses the different…

While prior research has focused on siloed approaches to equipment replacement, this study introduces an integrated decision-making framework that synergizes predictive maintenance (IoT/M), dynamic multi-criteria analysis (MCDM), and sustainability-driven material selection. By validating this model through cross-sector case studies and strategic operational planning across various industrial sectors. We demonstrate a 30% improvement in replacement timing…

Persistent anomalies in modern photovoltaic (PV) systems present a formidable challenge, impeding optimal power output and system resilience. Artificial Intelligence (AI) has surfaced as a game-changing solution, yet existing research has merely scratched the surface of solar panel prognosis, leaving a critical void in leveraging AI’s explainable nature and active learning capabilities. This pioneering study…

This study presents a novel alternative to traditional Net Energy Metering (NEM) by proposing a set of innovative pricing schemes for solar customers participating in utility-led grid service programs through the aggregation of Distributed Energy Resources (DERs). Grounded in cooperative game theory, the proposed framework facilitates equitable and efficient value allocation among key stakeholders, namely…

Robo-advisors, fundamental to the financial services sector, have undergone substantial technological metamorphosis. Innovations in artificial intelligence, blockchain, cloud technology, augmented reality, and virtual reality have reshaped the financial industry’s landscape. As automated investment solutions, robo-advisors are on the brink of further technological evolution. This comprehensive research amalgamates historical data, behavioral insights, and emerging market trends…

Despite many factors conducive to renewable energy investment in Qatar (e.g., the fact that the state is a major gas exporter whose long-term prosperity depends on economic diversification), there is very low uptake of solar panel adoption among home and business owners. Major challenges implicitly face the deployment of solar and other renewables in Qatar,…

The TAM is a model that is widely used to understand IT adoption and usage process accordingly and the reason for its popularity is that the model clarifies variances like behavioral intention (BI) relevant to IT appropriation and use over a broad range of settings. The model’s main factors for system use is perceived usefulness…

This paper describes a qualitative research design adopted in this study guided by deployment of a Grounded Theory (GT) methodology which was deployed to synthesize literature on technology adoption and digital transformation with an objective of developing theory. The philosophical worldview adopted was interpretivism/constructivist of a qualitative grounded theory inductive (theory building) approach where secondary…

The wide acceptance of the semantic web language RDF for ontologies creation in various application fields has led to the emergence of numerous RDF data processing solutions, the so-called triplestores, for the storage of RDF data and its querying using the RDF query language SPARQL. Such solutions are however developed under various perspectives and on…

It has been observed that the smartwatches have emerged quickly on the digital era with the ability to significantly influence daily life and improve users’ wellbeing, decisions, and behaviour. Nonetheless they are in their stages of adoption, smartwatches are marked the most widespread type of wearable technologies. Considering this, present work has been carried out…

The development of wind farms requires an optimal design of wind turbines layout. The main goal of this optimization is to minimize the wake effect through the optimal placement of the wind turbines. The current study aims to standardize the wake losses among all wind turbines in the wind farm and bringing their losses to…

This paper is an extension of a research work presented at ICSIoT 2019. An attack continuum against the insider attack in mobile money security in Ghana using a witness based crypto- graphic method proposed by Alornyo et al. resisted the service provider from peddling with users data for economic gains. Our improved scheme achieves a…

Portuguese organizations that have invoicing software, certified by the Tax and Customs Authority, need to comply with technical requirements that involve business continuity and disaster recovery. The recent tax legislative changes created conditions for the dematerialization of documents, allowing waiving invoice printing, encouraging the adoption of an electronic invoicing and document archiving system. The pandemic…

Technology Acceptance Model (TAM) is broadly accepted and has proved applicable in identifying consumers’ willingness to utilize information and communication technology (ICT). The theory proposes that Perceived Ease of Use (PEOU) and Perceived Usefulness (PU) are actually determining factors of individual attitudes, while attitude is a determining factor of Behavioural Intention (BI) and Behavioural Intention…

The functional priority of Health Information Exchanges (HIEs) is to ensure a timely transference of health data. Because of the frequency at which health records are transferred and the variety of health data HIEs receive, there are major challenges in efficiently accomplishing this. Cloud technology has become a generally accepted solution to remediate data transference…

This study aims to analyze a person’s intention in using self-service technology (SST) services during the pandemic COVID-19. Where this time, raising problems one of the social distancing that affects a service provided, especially on services that use technology that applies SST. This study develops from previous research where the customer has satisfaction in using…

The technology of Big Data got the capability to process large amounts of data, manage them effectively and make retrieval whenever it is required. Decision making in any organisation is a challenging task since decisions need to be made based on the accessibility of data and its status, this becomes more challenging especially in large…